Our mission is to promote the health, dignity, mobility, independence, and personal fulfillment of our
clients in their chosen residential setting, and to maximize their and their loved ones’ overall sense of
wellness and security. In other words, our goal is to help our clients maintain their life at home, safely,
comfortably, and independently, for as long as possible. However, we understand that realistically many
people do not have unlimited funds to pay for home care. There are several options available to help pay for
long-term home care and to help your loved one remain in his or her own home. Feel free to call us to
discuss our affordable home care solutions for seniors with a live person!
Frequent visits by one of our care providers, for even relatively short periods each day, can help ensure
that you or your loved one continues to thrive independently at home. The use of personal savings or other
family funds can help support this type of plan, and help delay the need for other, more costly
alternatives.
For those with this coverage, long-term care insurance helps cover the cost of senior care at home or in a
nursing facility. It frequently can cover much of the cost of home care, depending on the policy’s terms and
conditions. Care Providers at Home works with most long-term care insurance companies. So please,
be sure to find out if your loved one has a policy and discuss the policy during our initial in-home
consultation. Your Care Providers at Home representative will be happy to assist you to initiate a
claim with your insurance company.
If you or your loved ones own their own home, and have equity in their home, it’s more than likely you can
qualify for a reverse mortgage. A reverse mortgage is a loan against your home that does not have to be paid
back for as long as you live there. With a reverse mortgage, you can turn the value of your home into cash
without having to move or to repay the loan each month. These funds are then be available for home care
services and other needed services or products. For more information on reverse mortgages, visit the Federal Trade Commission’s Consumer Information website.
If you or your loved one is a veteran, and require the aid of another person in order to perform personal
functions required in everyday living, you may qualify for Veterans Administration programs that reimburse
veterans for home care. To learn more about these programs, please visit the Veterans Administration website. If you or your loved one is a veteran, your Care
Providers at Home representative will discuss the VA benefit with you in more detail during our
initial in-home interview, and will be happy to assist you to initiate a claim.
Within Florida, the Florida Department of Elder Affairs is the primary state agency responsible for
administering human services programs to benefit Florida’s elders. In some cases, there may be state-funded
programs that offer limited care for seniors who meet certain criteria. Visit the Florida Department of Elder Affairs website, and click on the links provided for
information on its programs, services, and current initiatives. Or, contact the our office for more
information.
If you or your loved one has a life insurance policy, there are companies that offer insurance policy
owners the option to sell their policies in exchange for a lump sum payment that is greater than the cash
surrender value.
Care Providers at Home offers a variety of payment options for your convenience. We invoice for
our services on a bi-weekly basis for the prior two weeks and can send or email the invoice directly to the
client, their family, a trusted advisor or long-term care insurance company. Our invoices are detailed with
the dates and times of service along with the caregiver who provided care on each day. The majority of our
clients are “private pay”, which means they submit payment directly to us each billing cycle. For your
convenience, we accept payment by both checks and credit cards.
Our Health Watch program is designed to assist seniors with specific, non-time-intensive activities and to monitor their general wellness on given intervals decided by their family. These short visits are an great solution for those seniors who don’t require substantial assistance, but may require assistance with a few activities each week.
Call us to schedule a free, no obligation in-home consultation and home safety assessment today! Our staff RN will consult you on your home care options, the best plan of action for your loved one, and your home’s safety condition.
